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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
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| A |
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name. |
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The Harbert Group
REALTY WORLD-Harbert Company, Inc.
450 South State Road 135, Suite B
Greenwood, IN 46142
317-885-8858
Fax: 317-889-8858
indy-properties@NUMBER1EXPERT.com
This innovative web site will provide you with the most comprehensive information available in today's Real Estate Market. My name is Brian Harbert, and my staff and I are dedicated to providing quality service. The real estate industry is always changing, and you need someone who keeps up to date with the changes. Give our team a chance to help you with all of your real estate needs.   
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