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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Harbert Group, a proven Indianapolis and Greenwood, Indiana NUMBER1EXPERT™ Top Selling real estate agent. Single Family Homes, Commercial Properties.
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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| Q |
What house is thought to be the first one designed by Frank Lloyd Wright?
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| A |
Charnley House in Chicago, Illinois, is considered to be the first home designed by Wright while at Adler & Sullivan. |
See More Real Estate Trivia > |
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The Harbert Group REALTY WORLD-Harbert Company, Inc. 450 South State Road 135, Suite B Greenwood, IN 46142 317-885-8858 Fax: 317-889-8858 indy-properties@NUMBER1EXPERT.com
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